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Laguna Niguel is a city located in southern Orange County, California. The population was 61,891 at the 2000 census. The city was primarily built after 1980 as an unincorporated master planned community located in the foothills of Laguna Beach. It borders Laguna Beach, Dana Point, San Juan Capistrano, Mission Viejo, Laguna Hills, and Aliso Viejo.

 As of the census of 2000, there were 61,891 people, 23,217 households, and 16,785 families residing in the city. The population density was 4,221.0/mi². There were 23,885 housing units at an average density of 1,629.0/mi². The racial makeup of the city was 83.50% White, 1.25% African American, 0.29% Native American, 7.73% Asian, 0.12% Pacific Islander, 3.48% from other races, and 3.62% from two or more races. Hispanic or Latino of any race were 10.38% of the population.
 

The median income for a household in the city was $80,733, and the median income for a family was $93,613. Males had a median income of $68,640 versus $40,487 for females. The per capita income for the city was $39,167. About 2.8% of families and 4.1% of the population were below the poverty line, including 3.6% of those under age 18 and 4.1% of those age 65 or over.

	Retirement advice and news - CNNMoney.com How Uncle Sam wants to boost your retirement - 2 days ago Usually I cringe when our leaders in Washington try to help improve our finances. I'm afraid their efforts may do more harm than good. But two new ideas being discussed inside the Beltway could actually make it easier to prepare for retirement. Both center on the income you'll generate from your 401(k). 43% say they have less than $10k for retirement - 2 days ago The percentage of American workers with virtually no retirement savings grew for the third straight year, according to a survey released Tuesday. Retire early, save for a home - 7 days ago Like many households, Wener and Tieun Vieux have suffered a few financial jolts of late. The retired couple's guide to livin' the dream - 6 days ago Question: My husband and I have been happily married for 28 years. Careful spending and sound planning over time has provided us with a very comfortable financial future. Although we're compatible in many ways, our outlook differs when it comes to enjoying our money. I'm more of a saver and I hate to shop. I'm already retired, and when my husband retires in a year we'll begin drawing on our retirement savings. Can you suggest some tips on how we can communicate effectively about spending our money? How do we assure that we'll both have the independence to decide how we want to spend "our share" without judgment? --Margaret M. Make the best of a bad 401(k) - 15 days ago You're probably feeling a lot better about your 401(k) these days, and not without reason. The average balance for experienced workers, after declining 19% in 2008, bounced back 29% last year, including new contributions.

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