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Laguna Niguel is a city located in southern Orange County, California. The population was 61,891 at the 2000 census. The city was primarily built after 1980 as an unincorporated master planned community located in the foothills of Laguna Beach. It borders Laguna Beach, Dana Point, San Juan Capistrano, Mission Viejo, Laguna Hills, and Aliso Viejo.

 As of the census of 2000, there were 61,891 people, 23,217 households, and 16,785 families residing in the city. The population density was 4,221.0/mi². There were 23,885 housing units at an average density of 1,629.0/mi². The racial makeup of the city was 83.50% White, 1.25% African American, 0.29% Native American, 7.73% Asian, 0.12% Pacific Islander, 3.48% from other races, and 3.62% from two or more races. Hispanic or Latino of any race were 10.38% of the population.
 

The median income for a household in the city was $80,733, and the median income for a family was $93,613. Males had a median income of $68,640 versus $40,487 for females. The per capita income for the city was $39,167. About 2.8% of families and 4.1% of the population were below the poverty line, including 3.6% of those under age 18 and 4.1% of those age 65 or over.

	Retirement advice and news - CNNMoney.com Retirement: What's your magic number? - 8 days ago Question: Everyone talks about 'the number,' but what does it tell you? -- ROBERT C., Los Gatos, Calif. Why I took Social Security early - 16 days ago About 73% of Social Security filers last year took their benefits early, even though they would receive larger checks if they had waited until full benefits kicked in at 66. Here's why these folks thought it was the right decision. Skeptical of too-good-to-be-true retirement plans - 16 days ago Question: Are you familiar with something called a Plan B pension? Is it a legit investment and, if so, how can I sign up? --Lloyd, Decatur, Georgia Behind on retirement? The secret to catching up - 24 days ago Question: I'm behind in saving for retirement. Should I take more risk to catch up? --James Wilson, San Antonio Life insurance as savings - 31 days ago Question: I'm 33, make about $150,000 a year and am starting from scratch to plan for retirement. A person close to me wants to sell me life insurance with a cash value feature as a way to save. Can you help me here? What do you think is my best option? --Carlos R., Houston, Texas

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